H&N provides Excess Liability Insurance Program for high-end Co-op and Condominium buildings as well as other Commercial exposures. The program is written through a Risk Purchasing Group, which is a group of unrelated companies with similar or related liability risks. We are able to utilize group purchasing power to obtain lower pricing while providing broader coverage and service. As a member of the Risk Purchasing Group, each member has its own liability limit and does not share with any other participant.
Types of Risks Include:
- Habitational Risks: Rental Properties, Townhouses, Condominiums, Cooperatives and Home Owners Associations (HOA) & Apartment Buildings
- Commercial Risks: Office, Retail, Strip Malls, Warehousing and Light Manufacturing.
Available Umbrella Limits
- $ 5,000,000